> For the complete documentation index, see [llms.txt](https://help.paintscout.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://help.paintscout.com/support/integrations/financing/how-to-use-financing-powered-by-wisetack.md).
# Using Financing with Wisetack
PaintScout's Wisetack integration lets you offer payment plans on estimates and invoices between $500 and $25,000, helping you win more and larger jobs.
{% hint style="warning" %}
The Wisetack integration is only available to companies located in the United States.
{% endhint %}
***
## How to set up the Wisetack Integration
1. Log in to your PaintScout account and go to **Account Settings** → **Integrations**.
2. Find **Wisetack** and click **Setup**. You will be redirected to the Wisetack application. This step usually takes around 5 minutes.
3. Complete and submit the Wisetack application. You can track the progress of your application in PaintScout.
4. Wisetack reviews your application within **3 to 5 business days**.
5. Once your application is approved, the status will change to **Application Approved.**
6\. You're all connected. The next step is to set up an onboarding call with Wisetack. [Learn more about the integration here >](https://wisetack.com/paintscout)
***
## How do I send a financing application?
You can send customers a link to apply for financing, and they can also apply directly from the estimate or invoice.
{% hint style="warning" %}
Financing is only available on eligible estimates and invoices between **$500 and $25,000**.
{% endhint %}
A Wisetack banner appears on every estimate or invoice, letting you send a financing application via text.
1\. Click **Send Application.**
2\. Confirm the phone number is correct, adjust the amount, and add an *estimated* service *(project)* completion date. Click **Send**.
***
## What does the customer see?
Customers can apply for financing directly from the estimate or invoice. They click **See Options** and fill out the application form.
A dialog will appear for your customer to complete the application. Wisetack sends regular email and text updates so they can track their application status.
* You can track financing activity in **Reports** → **Payments** → **Financing Applications**. [Learn more about Financing Reports](/support/dashboard-and-reports/reports/financing-reports.md)
### Your Client's Experience - How They Apply
1. Customers start by entering some basic information about themselves and carefully reviewing the available options.
2. They will see up to six options with term lengths up to 60 months. The APR (*Annual Percentage Rate*) ranges from 0% to 35.9%\*, depending on their qualifications.
3. For certain customers, additional information may be requested such as adding a debit card or providing a driver's license after they have viewed their options.
4. You will receive a notification when your customer prequalifies (from an estimate) or locks in their offer (from an invoice).
5. Once the customer confirms the work is complete, funds are released.
{% hint style="info" %}
Interested in learning more about Wisetack’s 0% APR add-ons? [Read more here!](/support/integrations/financing/wisetack-s-0-apr-add-ons.md)
Want to get an idea of what your customer might pay? Explore different scenarios with [The Payment Calculator!](https://wisetack.us/#/calculator)
{% endhint %}
***
## How do I market financing to my customers?
A static prequalification link in your integration settings lets customers check what they qualify for before you send an estimate.
1\. Go to **Account Settings**.
2\. Open **Integrations** and find **Wisetack**.
3\. You can copy the link and send it to your customer to see how much they qualify for.
***
## Sales Tips
* Be upfront about financing. Let customers know that applying won't affect their credit score and takes just a few minutes.
* Share the pre-qualification link so customers can check what they qualify for before committing.
* Mention the *"as low as"* monthly payment alongside the total job price. Customers are more likely to move forward when they see a manageable monthly number.
* Promote financing on your website and social media to reach customers who are comparing payment options.
***
## Resources
1. **Payment Calculator** — Estimate monthly payment amounts for your clients. [Check out the Payment Calculator](https://wisetack.us/#/calculator)
2. **Marketing Toolkit** — Wisetack provides ready-made marketing materials for promoting financing in your sales process. [Access the Marketing Toolkit](https://www.wisetack.com/marketing-toolkit-homeservices#customer-handouts)
3. **Training Calls** — Book a one-on-one call with a Wisetack expert to get answers and learn how to make the most of financing. [Book your call with a Wisetack Expert](https://calendly.com/jackmarchetto/25min?)
## Related articles
* [Wisetack](/support/integrations/financing/wisetack-integration.md) — Set up financing so customers can pay over time
* [Wisetack Financing FAQ](/support/integrations/financing/wisetack-financing-faq.md) — Review common Wisetack questions
* [Financing Reports](/support/dashboard-and-reports/reports/financing-reports.md) — Track applications and approved amounts
---
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