Using Financing with Wisetack
Complete guide to offering Wisetack financing to customers including setup, applications, and sales tips
PaintScout's Wisetack integration lets you offer payment plans on estimates and invoices between $500 and $25,000, helping you win more and larger jobs.
The Wisetack integration is only available to companies located in the United States.
How to set up the Wisetack Integration
Log in to your PaintScout account and go to Account Settings → Integrations.
Find Wisetack and click Setup. You will be redirected to the Wisetack application. This step usually takes around 5 minutes.
Complete and submit the Wisetack application. You can track the progress of your application in PaintScout.
Wisetack reviews your application within 3 to 5 business days.
Once your application is approved, the status will change to Application Approved.
6. You're all connected. The next step is to set up an onboarding call with Wisetack. Review Wisetack onboarding details >
How do I send a financing application?
You can send customers a link to apply for financing, and they can also apply directly from the estimate or invoice.
Financing is only available on eligible estimates and invoices between $500 and $25,000.
A Wisetack banner appears on every estimate or invoice, letting you send a financing application via text.
1. Click Send Application.
2. Confirm the phone number is correct, adjust the amount, and add an estimated service (project) completion date. Click Send.
What does the customer see?
Customers can apply for financing directly from the estimate or invoice. They click See Options and fill out the application form.
A dialog will appear for your customer to complete the application. Wisetack sends regular email and text updates so they can track their application status.
You can track financing activity in Reports → Payments → Financing Applications. Learn more about Financing Reports
Your Client's Experience - How They Apply
Customers start by entering some basic information about themselves and carefully reviewing the available options.
They will see up to six options with term lengths up to 60 months. The APR (Annual Percentage Rate) ranges from 0% to 35.9%*, depending on their qualifications.
For certain customers, additional information may be requested such as adding a debit card or providing a driver's license after they have viewed their options.
You will receive a notification when your customer prequalifies (from an estimate) or locks in their offer (from an invoice).
Once the customer confirms the work is complete, funds are released.
Interested in learning more about Wisetack’s 0% APR add-ons? Read more here!
Want to get an idea of what your customer might pay? Explore different scenarios with The Payment Calculator!
How do I market financing to my customers?
A static prequalification link in your integration settings lets customers check what they qualify for before you send an estimate.
1. Go to Account Settings.
2. Open Integrations and find Wisetack.
3. You can copy the link and send it to your customer to see how much they qualify for.
Sales Tips
Be upfront about financing. Let customers know that applying won't affect their credit score and takes just a few minutes.
Share the pre-qualification link so customers can check what they qualify for before committing.
Mention the "as low as" monthly payment alongside the total job price. Customers are more likely to move forward when they see a manageable monthly number.
Promote financing on your website and social media to reach customers who are comparing payment options.
Resources
Payment Calculator — Estimate monthly payment amounts for your clients. Check out the Payment Calculator
Marketing Toolkit — Wisetack provides ready-made marketing materials for promoting financing in your sales process. Access the Marketing Toolkit
Training Calls — Book a one-on-one call with a Wisetack expert to get answers and learn how to make the most of financing. Book your call with a Wisetack Expert
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